Sukanya Samrudhi Account Scheme 2020
Open this account in the name of daughter, Rs 64 lakh at the age of 21
The government's Sukanya Samriddhi Yojana is a much publicized scheme to brighten the future of the daughter. Because, by investing in Sukanya Samriddhi Yojana, you can easily meet your daughter's higher education and wedding expenses. Which also has guaranteed benefits.
If you start investing in the scheme at the age of a daughter. So you can invest in this plan for 15 years. So let's know how you can deposit 64 lakh rupees.
Sukanya Samriddhi Account Plan 2020 Deposit
A maximum of Rs 1.5 lakh can be deposited in an account during a financial year. So the minimum deposit in a financial year is Rs. 250 is This means that you can invest a maximum of Rs 1.5 lakh in a financial year and a minimum of Rs 250 in an account. If a person wrongly deposits an additional amount of Rs 1.5 lakh in this account, then this amount can be calculated for interest. This amount is also returned to the depositors account. This account can be deposited for 15 years.
How much interest is being earned
Sukanya Samriddhi Yojana is currently earning 7.6 percent interest. The rate of interest at the time of opening an account in this scheme. That rate accrues interest during the entire investment period. The government has not changed the interest rate for the July-September quarter on investments made in all small savings schemes, including post office savings accounts.
64 lakhs on maturity
At the current interest rate, if Rs 1.5 lakh is deposited in each financial year for 15 years, the total amount you deposit on it will be Rs 22,50,000 and interest will be Rs 41,36,543. However, this account will mature after completing 21 years. Interest accrues on the amount deposited in the account. For 21 years, this amount will increase to around Rs 64 lakh with interest. You have to keep in mind that the interest earned on Sukanya Samriddhi Yojana is fixed by the Central Government every quarter. There can be many changes in interest rates till maturity.
Either documents will be required
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Sukanya Samriddhi Yojana, Form for opening an account in child birth certificate. Of the depositor (parent or guardian)
Identity cards like PAN card, ration card, driving license, passport etc. Certificate of address of the depositor such as passport, ration card, electricity bill, telephone bill etc. You can also use net-banking to deposit money. On opening an account, the post office or bank in which you opened the account will give you a passbook.